---
title: "Financing"
url: https://combatproperties.com/category/topics/financing/
type: term
taxonomy: category
taxonomy_label: "Category"
parent: "Topics"
parent_slug: topics
count: 15
lang: en
---

# Financing

## Latest entries

- [Using Interest Only HELOCs for VA Assumptions](https://combatproperties.com/interest-only-heloc-second-lien-va-assumption/) — How an interest-only HELOC works as the second lien behind an assumed VA loan, how CLTV sizes it, and the risks and lender questions to weigh.
- [How to Calculate the Blended Rate on a VA Loan Assumption](https://combatproperties.com/va-loan-assumption-blended-rate/) — Learn how to calculate your true financing cost when you assume a VA loan plus use gap funding. Includes the blended rate formula and examples with a second trust, TSP loan, and HELOC.
- [How to Fund the VA Assumption Gap](https://combatproperties.com/how-to-fund-the-va-assumption-gap/) — Learn how military buyers can cover the gap between a VA loan assumption balance and the purchase price using TSP loans, HELOCs, second trusts, and seller financing.
- [VA Renovation Financing: What It Is and How to Use It](https://combatproperties.com/va-renovation-financing-what-it-is-and-how-to-use-it/) — Learn how VA alteration and repair financing works, who qualifies, what repairs are covered, and when it makes sense for military buyers.
- [Fixed Rate vs Adjustable Rate Mortgage for Military Homebuyers](https://combatproperties.com/fixed-rate-vs-ajustable-rate-mortgage-for-military-homebuyers/) — Military homebuyers choosing between a 30-year fixed VA loan and a 5/1 ARM should consider how long they plan to own the home, whether they may PCS soon, and if they plan to keep the property as a rental. A fixed-rate loan offers stability, while an ARM can provide short-term savings.
- [Seller Concessions Explained: A Buyer’s Guide](https://combatproperties.com/seller-concessions-explained-a-buyers-guide/) — Understand seller concessions, how they work, and when to use them to save on closing costs and structure a smarter home purchase offer.
- [When Is the Right Time to Shop for a Mortgage?](https://combatproperties.com/when-to-shop-for-a-mortgage/) — Learn the right time to shop for a mortgage, how to compare offers, and why early rate shopping can backfire. A smart strategy saves time and money.
- [Loan Options for Military Buyers](https://combatproperties.com/loan-options-for-military-buyers/) — Compare VA, Conventional, and FHA loans for military buyers. Learn about funding fees, PMI, and MIP to choose the best mortgage option.
- [Pre-Qualification vs. Pre-Approval](https://combatproperties.com/pre-qualification-vs-pre-approval/) — Learn the difference between mortgage pre-qualification and pre-approval. Key insights for military buyers preparing for a VA loan and home search.
- [Building a Home Buying Budget with Future Rental Potential in Mind](https://combatproperties.com/home-buying-budget-future-rent/) — Learn how to build a home buying budget that supports your finances today and sets you up for future rental income. Perfect for military families, veterans, and smart buyers.
- [Mortgage Points: Are They Worth It?](https://combatproperties.com/mortgage-points-guide/) — Learn how mortgage points can lower your VA or conventional loan rate. A simple guide for military homebuyers from Combat Properties.
- [VA Loan Down Payment: Should You Use Savings?](https://combatproperties.com/va-loan-down-payment-strategy/) — Understand VA loan down payment options. Learn when adding money upfront helps military buyers save on interest and boost buying power.
- [How to Access Home Equity Without Selling](https://combatproperties.com/access-home-equity-without-selling/) — Explore ways to tap into your home equity without selling. Learn about VA-backed cash-out refinancing and other smart options for military families.
- [$3,500 BAH? Here’s What You Can Afford](https://combatproperties.com/quantico-va-home-budget-3500/) — Heading to Quantico with $3,500 BAH? See what homes you can afford using a VA loan, with real examples of monthly costs and housing options.
- [The VA Loan Assumption: A Comprehensive Breakdown](https://combatproperties.com/the-va-loan-assumption-a-comprehensive-breakdown/) — VA loan assumption lets buyers take over an existing VA mortgage. Learn the rules, benefits, and steps military families need to know.