---
title: "Sell vs Rent Calculator"
url: https://combatproperties.com/sell_vs_rent_calculator/
date: 2026-08-13
modified: 2026-08-17
author: "PJ Burns"
type: page
lang: en
---

# Sell vs Rent Calculator

Combat Properties  |  Built for PCS decisions

# Military PCS: Sell vs. Rent Calculator

You got orders. Now you have to decide whether to sell the house or keep it as a rental. Answer ten quick questions and see which one is projected to build more wealth at Year 1, Year 3, and Year 5.

Your home

1. Where is the home?

2. What is your home worth today?

Your best estimate of what it would sell for right now.

Your mortgage

3. What do you owe on the mortgage?

Enter 0 if the home is paid off.

4. What is your interest rate?

5. What is your principal and interest payment?

I know it

Estimate it for me

Principal and interest only, straight off your mortgage statement. Leave out taxes, insurance, HOA and PMI.

How many years are left on the loan?

A 30 year loan taken out in 2022 has about 26 years left.

We will work out your principal and interest payment once you fill in the loan details.
Renting it out

6. What would it rent for each month?

This one moves the answer more than any other number, so it is worth checking against real listings nearby.

7. Annual property taxes

/yr/mo

8. Annual landlord insurance

/yr/mo

9. Do you have an HOA?

No HOA

Monthly

Annual

10. Will you use a property manager?

Yes

No

Not sure

Optional: known net proceeds

If a Realtor gave you a net sheet, drop the walk away number here and we will use it instead of our estimate.

Adjust assumptions
You will get a useful answer without touching any of these. Change one and the results update instantly.

Reset to defaults

Fill in your home value, mortgage details, and expected rent on the left. Your results will show up here as you type.

**This calculator is for educational and illustrative purposes only.** Results are estimates based on the information and assumptions entered and are not guarantees of future results. Real estate values, rents, expenses, investment returns and tax treatment can change. This calculator does not provide financial, investment, legal or tax advice.

**Depreciation and estimated tax benefits are simplified estimates.** Actual tax treatment depends on individual circumstances, including passive activity loss rules and income limits that this calculator does not model. Consult a qualified tax professional.

Property tax rates reflect each locality’s most recently adopted rate and are applied to an estimated assessed value, not your actual assessment. Verify your real tax bill with your local assessor.

**PJ Burns**  |  Combat Properties LLC  |  Licensed in Virginia with Samson Properties

Veteran owned. Focused on military families moving through Quantico and the I-95 corridor.