by PJ Burns | Apr 14, 2026 | Buyer, Phase 3: Working with a Lender
VA Loan Partial Entitlement Explained Alright, so you already know you can use your VA loan again. But now you pull your Certificate of Eligibility, start looking at homes, and something doesn’t make sense. When you start talking to your lender about numbers, it looks...
by PJ Burns | Apr 4, 2026 | Buyer, Phase 7: Contract to Close
Buying a home comes with plenty of moving parts. Financing, inspections, negotiations, and paperwork all play a role. One aspect that often surprises buyers relocating to Virginia is how the state handles property disclosures. Many buyers assume that sellers must...
by PJ Burns | Dec 21, 2025 | Buyer, Phase 7: Contract to Close
A property survey is one of those line items that often gets questioned late in the buying process. It is not flashy, it does not improve the house, and it is easy to see it as just another closing cost. Many buyers assume it is optional and wonder whether it is...
by PJ Burns | Dec 7, 2025 | Buyer, Phase 5: Prepare for the Offer
Seller concessions are one of the most misunderstood parts of a real estate transaction. Many buyers assume they’re a discount, a last-ditch request, or something that automatically weakens an offer. In reality, seller concessions are a negotiation lever, especially...
by PJ Burns | Nov 23, 2025 | Buyer, Phase 5: Prepare for the Offer
A home inspection is not required when buying a home, but in a buyer-beware state like Virginia, it is one of the most important steps in the homebuying process. For many buyers, the inspection is also the most stressful part of the transaction, largely because the...