by PJ Burns | Oct 18, 2026 | Buyer, Financing, Phase 2: Working with a Lender, VA Assumption
If you already know how a VA assumption works, the hard part is usually the equity gap, and a second lien is often how buyers close it. An interest only HELOC can be a flexible option, but the terms affect your payment, your risk, and your exit. One thing that...
by PJ Burns | Jul 5, 2026 | Buyer, Financing, Phase 2: Working with a Lender, VA Assumption, VA Loan
The assumed rate on a VA loan is the number that makes assumptions compelling. When a seller holds a loan at 3% and today’s market sits above 6%, that gap in rates represents real monthly savings. But when you need additional financing to cover the...
by PJ Burns | Jun 28, 2026 | Buyer, Financing, Phase 2: Working with a Lender, VA Assumption, VA Loan
Assuming a seller’s VA loan at a rate of 2.5% or 3% can save hundreds of dollars a month compared to today’s market. But there is a cost that catches buyers off guard: the gap between the seller’s remaining loan balance and the actual purchase price....
by PJ Burns | Mar 16, 2025 | Buyer, Financing, Phase 2: Working with a Lender, VA Assumption, VA Loan
What is a VA Loan Assumption? In today’s real estate market, where VA loan interest rates hover around 6.5%, many homebuyers are trying to seek alternative financing options to keep monthly payments low. One often-overlooked but highly beneficial option is a VA loan...
