by PJ Burns | Jun 28, 2026 | Buyer, Financing, Phase 2: Working with a Lender, VA Assumption, VA Loan
Assuming a seller’s VA loan at a rate of 2.5% or 3% can save hundreds of dollars a month compared to today’s market. But there is a cost that catches buyers off guard: the gap between the seller’s remaining loan balance and the actual purchase price....
by PJ Burns | Jun 21, 2026 | Buyer, Financing, Phase 2: Working with a Lender, VA Loan
Buying a fixer-upper sounds appealing until you discover that most mortgage programs lend based on what a home is worth today, not what it will be worth after improvements. For VA-eligible buyers and homeowners, there is a financing path that addresses this problem....
by PJ Burns | May 31, 2026 | Buyer, Local Area, Phase 3: House Hunting
If you are moving to Stafford, Spotsylvania, or the Fredericksburg area for a Pentagon assignment, one of the first practical questions you will face is how you are getting to work every day. The I-95 corridor between Fredericksburg and the Pentagon is one of the most...
by PJ Burns | May 24, 2026 | Buyer, Inspections, Phase 4: Making an Offer
What You Need To Know If you’re buying or selling a home built before 1978, lead-based paint is something you need to understand. Not because every older home is dangerous, but because there are real legal obligations involved and real consequences if the issue...
by PJ Burns | May 17, 2026 | Buyer, Closing and Title, Phase 5: Contract to Close, VA Loan
What Every Buyer or Seller Needs to Know If you are reading this, your VA appraisal has likely entered the Tidewater process. While that can sound stressful at first, Tidewater does not automatically mean your appraisal is coming in low or that your deal is falling...
by PJ Burns | May 10, 2026 | Buyer, Phase 2: Working with a Lender, VA Loan
You Can Use Your VA Loan More Than Once, Here’s How If you’re moving from one base to another and already own a home with a VA loan, you might wonder if that benefit is off the table. Spoiler alert: It’s not. The VA loan doesn’t disappear after one use, and it can...
