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When Is the Right Time to Shop for a Mortgage?

When Is the Right Time to Shop for a Mortgage?

by PJ Burns | Oct 26, 2025 | Buyer, Phase 2: House Hunting & Working with a Lender

One of the most common questions buyers ask is, “When should I start shopping for a mortgage?” Most people assume shopping means calling every bank they can find as early as possible. In reality, that approach usually creates confusion, delays, and involves...
Home Tours 101: What to Expect and How to Prepare

Home Tours 101: What to Expect and How to Prepare

by PJ Burns | Aug 17, 2025 | Buyer, Phase 2: House Hunting & Working with a Lender

For potential buyers, home tours are usually the most exciting part of the process. You finally get to step inside the places you have been eyeing online. But before you start walking through doors, it is worth knowing how to prepare and when the timing actually makes...
The MLS Explained: How to Leverage It for Your Home Search

The MLS Explained: How to Leverage It for Your Home Search

by PJ Burns | Jul 20, 2025 | Buyer, Phase 2: House Hunting & Working with a Lender

Understanding the MLS and How It Works If you have ever searched for homes online, you have already interacted with the same system real estate agents use behind the scenes. That system is called the Multiple Listing Service, or MLS. As the National Association of...
Mortgage Points: Are They Worth It?

Mortgage Points: Are They Worth It?

by PJ Burns | Jun 8, 2025 | Buyer, Phase 2: House Hunting & Working with a Lender

Should You Buy Mortgage Points? For first-time homebuyers, especially in the middle of a PCS, there’s already a lot to manage. Between orders, timelines, packing lists, and housing research, you’re trying to make smart, steady decisions in a high-pressure environment....
VA Loan Down Payment: Should You Use Savings?

VA Loan Down Payment: Should You Use Savings?

by PJ Burns | May 25, 2025 | Buyer, Phase 2: House Hunting & Working with a Lender

Should You Put Money Down on a VA Loan If You Have It? When you hear “zero down,” it’s easy to think: why would I put money down? The VA loan program gives active-duty military families an amazing benefit—homeownership with no down payment required. But what if you...
PJ Burns
pjburns@c21redwood.com
(631) 383-8218
VA Agent License # 0225272333
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CENTURY 21 Redwood Realty
www.c21redwood.com
(540) 898-2900
VA Firm License # 0226024228
10601 Courthouse Rd
Fredericksburg, VA 22407
© 2026 Combat Properties. All rights reserved. Combat Properties operates as an independent company under the supervision of CENTURY 21 Redwood Realty. CENTURY 21® and the CENTURY 21 logo belong to CENTURY 21 Real Estate LLC. Combat Properties follows the principles of the Fair Housing Act and Equal Opportunity Act. Each office runs independently. Services and products from franchise-owned locations have no connection to CENTURY 21 Real Estate LLC or its affiliates.  For more information on Fair Housing, visit Virginia Fair Housing.

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