by PJ Burns | Jul 5, 2026 | Miscellaneous
The assumed rate on a VA loan is the number that makes assumptions compelling. When a seller holds a loan at 3% and today’s market sits above 6%, that gap in rates represents real monthly savings. But when you need additional financing to cover the...
by PJ Burns | Jun 28, 2026 | Miscellaneous
Assuming a seller’s VA loan at a rate of 2.5% or 3% can save hundreds of dollars a month compared to today’s market. But there is a cost that catches buyers off guard: the gap between the seller’s remaining loan balance and the actual purchase price....
by PJ Burns | Jun 21, 2026 | Miscellaneous
Buying a fixer-upper sounds appealing until you discover that most mortgage programs lend based on what a home is worth today, not what it will be worth after improvements. For VA-eligible buyers and homeowners, there is a financing path that addresses this problem....
by PJ Burns | Jun 14, 2026 | Miscellaneous
Buying a commercial property for the first time is a fundamentally different transaction from buying a home. The financing works differently, the valuation methods are different, the due diligence is longer and more technical, and the risks are different. For military...
by PJ Burns | May 31, 2026 | Miscellaneous
If you are moving to Stafford, Spotsylvania, or the Fredericksburg area for a Pentagon assignment, one of the first practical questions you will face is how you are getting to work every day. The I-95 corridor between Fredericksburg and the Pentagon is one of the most...
by PJ Burns | May 17, 2026 | Miscellaneous
What Every Buyer or Seller Needs to Know If you are reading this, your VA appraisal has likely entered the Tidewater process. While that can sound stressful at first, Tidewater does not automatically mean your appraisal is coming in low or that your deal is falling...
