by PJ Burns | Oct 26, 2025 | Buyer, Financing, Phase 2: Working with a Lender
One of the most common questions buyers ask is, “When should I start shopping for a mortgage?” Most people assume shopping means calling every bank they can find as early as possible. In reality, that approach usually creates confusion, delays, and involves...
by PJ Burns | Sep 28, 2025 | Buyer, Financing, Phase 2: Working with a Lender, VA Loan
VA, Conventional, and FHA Explained When it comes to buying a home, the loan you choose isn’t just about locking in the lowest interest rate or finding the easiest approval path. It’s about making a decision that aligns with your schedule, long-term wealth goals, and...
by PJ Burns | Sep 14, 2025 | Buyer, Financing, Phase 2: Working with a Lender
Why It’s Important to Know the Difference When you’re getting ready to buy a home, especially on a tight PCS timeline, one of the first steps is figuring out your buying power. That’s where pre-qualification and pre-approval come in. While these terms are often used...
by PJ Burns | Jul 6, 2025 | Buyer, Financing, Investing, Phase 2: Working with a Lender
Buying a home is one of the biggest financial moves you’ll make. For many military families, veterans, and even civilians, the question isn’t just “Can I afford this home today?” but also “Will this home make sense tomorrow if I move and want to rent it out?” Building...
by PJ Burns | Jun 8, 2025 | Buyer, Financing, Phase 2: Working with a Lender
Should You Buy Mortgage Points? For first-time homebuyers, especially in the middle of a PCS, there’s already a lot to manage. Between orders, timelines, packing lists, and housing research, you’re trying to make smart, steady decisions in a high-pressure environment....
by PJ Burns | May 25, 2025 | Buyer, Financing, Phase 2: Working with a Lender, VA Loan
Should You Put Money Down on a VA Loan If You Have It? When you hear “zero down,” it’s easy to think: why would I put money down? The VA loan program gives active-duty military families an amazing benefit—homeownership with no down payment required. But what if you...
