by PJ Burns | May 10, 2026 | Buyer, Phase 3: Working with a Lender
You Can Use Your VA Loan More Than Once, Here’s How If you’re moving from one base to another and already own a home with a VA loan, you might wonder if that benefit is off the table. Spoiler alert: It’s not. The VA loan doesn’t disappear after one use, and it can...
by PJ Burns | Apr 27, 2026 | Buyer, Phase 3: Working with a Lender
Which Loan Strategy Makes More Sense for Military Homebuyers? One of the most common strategy conversations I have with my military buyers is whether they should choose a fixed-rate VA loan or a VA adjustable-rate mortgage (ARM). At first glance, the answer seems...
by PJ Burns | Apr 14, 2026 | Buyer, Phase 3: Working with a Lender
VA Loan Partial Entitlement Explained Alright, so you already know you can use your VA loan again. But now you pull your Certificate of Eligibility, start looking at homes, and something doesn’t make sense. When you start talking to your lender about numbers, it looks...
by PJ Burns | Oct 26, 2025 | Buyer, Phase 3: Working with a Lender
One of the most common questions buyers ask is, “When should I start shopping for a mortgage?” Most people assume shopping means calling every bank they can find as early as possible. In reality, that approach usually creates confusion, delays, and involves...
by PJ Burns | Sep 28, 2025 | Buyer, Phase 3: Working with a Lender
VA, Conventional, and FHA Explained When it comes to buying a home, the loan you choose isn’t just about locking in the lowest interest rate or finding the easiest approval path. It’s about making a decision that aligns with your schedule, long-term wealth goals, and...
by PJ Burns | Sep 14, 2025 | Buyer, Phase 3: Working with a Lender
Why It’s Important to Know the Difference When you’re getting ready to buy a home, especially on a tight PCS timeline, one of the first steps is figuring out your buying power. That’s where pre-qualification and pre-approval come in. While these terms are often used...