Learn how to calculate your true financing cost when you assume a VA loan plus use gap funding. Includes the blended rate formula and examples with a second trust, TSP loan, and HELOC.
Our Resources
How to Fund the VA Assumption Gap
Learn how military buyers can cover the gap between a VA loan assumption balance and the purchase price using TSP loans, HELOCs, second trusts, and seller financing.
VA Renovation Financing: What It Is and How to Use It
Learn how VA alteration and repair financing works, who qualifies, what repairs are covered, and when it makes sense for military buyers.
Commercial Real Estate for Beginners
Learn how commercial real estate works: property types, financing, valuation metrics, due diligence, lease structures, and key risks explained for first-time buyers.
How to Prepare Your Home for Real Estate Photos
Get your home ready for professional real estate photography with this room-by-room prep guide. Learn what to clean, hide, fix, and do the morning of photos.
Commuting from Fredericksburg to the Pentagon
A practical guide to commuting from Fredericksburg and Stafford to the Pentagon: OmniRide Express, VRE, vanpools, slugging, HOV lanes, and Guaranteed Ride Home.
Lead-Based Paint in Homes Built Before 1978
Buying or selling a home built before 1978? Here’s what federal law requires on lead-based paint disclosure, and what it means for military buyers in Virginia.
The VA Tidewater Process
Learn what the VA Tidewater process means, why it happens, and what buyers and sellers can do if a VA appraisal may come in low.
Can You Reuse a VA Loan?
Yes, you can reuse your VA loan! Learn how entitlement restoration works and what it means for military buyers planning their next home purchase.
Fixed Rate vs Adjustable Rate Mortgage for Military Homebuyers
Military homebuyers choosing between a 30-year fixed VA loan and a 5/1 ARM should consider how long they plan to own the home, whether they may PCS soon, and if they plan to keep the property as a rental. A fixed-rate loan offers stability, while an ARM can provide short-term savings.